As promised, the time has come to sum up the investment results for 2020.
According to the TI appendix, the yield for 2020 is +41.49%. What is funny, for 2019 +41.48% 😊 In fact, it is slightly lower, around 39-40%, since 7% of the portfolio is with Sberbank Broker (part of the position on Sberbank + LSR + HHRU).
The value of the portfolio is 948,523 RUB. Profit (in RUB) for 2020 +
232,501 RUB. For 2019, it was +26969 RUB
Live monitoring - https://intelinvest.ru/public-portfolio/210131/ 40%
per annum in RUB – is that a lot?
1? The MICEX Total Yield Index for 2020 added +13.6%, the copy fund of the MosEx Moscow Exchange Total Yield Index "gross" (SBMX) yield for 2020 +10.63%
2. Globally, my goal is to be no worse than the S&P 500 index of the American market, let's look at its results: +16% (in dollars) for 2020. The index fund that you can buy from us is the S&P 500 Index Fund (SBSP), its result is +12.79% in dollars. And here is the most interesting: in 2020, the ruble fell against the dollar by 19.84%, the total return of the fund for the year in RUB +35.2%!Even elementary to buy dollars at the beginning of the year, putting them under the pillow was more profitable than a deposit or reliable bonds, or an SBMX stock fund!
Below is a chart from the Income Management Company comparing the profitability of global stock markets for 2020. Russia is in 49th place out of 56 cited in the analytics! They overtook Peru, Colombia and Venezuela, lost to Qatar, Estonia, Chile...and another 45 states 😁 That is why I always call for 1) Keep at least 50% of savings not in RUB 2) If you buy Russian stocks, you need to choose individual stories, in the growth of which you are as confident as possible, without wide diversification.
Also, in the attachment of the chart of the Income Management Company on the profitability of some of our companies for 2020, my positions on Yandex and Tinkoff took the 5th and 7th places in the top.
3 Nasdaq index: in 2020, it scored +42% (this is in dollars), in RUB = 70% per annum! AKNX Fund Yield = 74%.The FXIT fund from FinEx gained +76% per annum in RUB.
As you can see, the technology index was way ahead of me. However, now I will definitely not transfer to AKNX/FXIT, I will explain why:
AKNX Fund – 87% of the American fund Invesco QQQ Trust (copying Nasdaq), for the remaining 13%, Alfa Capital buys American technology companies at its discretion (now in the top of Facebook, Tesla, Google, Nvidia). Composition of pure QQQ:
Apple - 12.37%
Microsoft - 9.12%
Amazon - 8.97%
Alphabet (Google) -
5.96% Tesla - 4.43%
Facebook - 3.56%
NVIDIA - 2.69%
PayPal - 2.25%
Adobe - 1.98%
Honestly, at the current levels, I would not buy any of the companies from the list above – they are all very expensive. Apple is straining on the first line with a weight of 12%: I adhere to the view that the share price in the long term should move for eps. In the case of Apple, over the past 5 years, the company's profit has increased by 30%, EPS by ~45%, and the share price by... 440%. In my opinion, there is a revaluation, and this applies not only to this company.
AKNX is still not an index fund, at least at the moment it is 87% Nasdaq, the rest is bought by managers as in mutual funds. Shares are subject to change at any time.
FXIT showed an even more impressive return for the year, let's look at the largest positions:
Apple - 18.88%
Microsoft - 13.70%
Alphabet (Google) -
8.44% Facebook -
5.42% Visa -
2.94% Nvidia - 2.51%
Mastercard - 2.49% PayPal -
2.22% Verizon -
1.99%
Yes, most likely the yield is higher due to an even larger share in Apple – almost 19% in the portfolio.
My current portfolio is Intelinvest
I wish you successful investments and high profits in 2021!
Ideas
January 5, 2021